Florida is one of the most desirable states to live in with the tropical year-round weather and beautiful beaches. Living in this state can also add some stress due to the threat of hurricanes which can flooding and major damage.
How do we protect against natural disasters and events unplanned?
Homeowners insurance is required when you own a home. And to own in Florida is expensive .According to Insurance.com, Florida’s average home insurance rate in 2021 was $3,643 – a whopping $1,338 more than the national average. Even the national average has increased more than 40% in the past 12 years due to rising costs of replacement value and natural disasters.
Did you know – you can get a discount on your home insurance for having a burglar alarm plus a fire alarm with CO detectors? In addition, if you have a fire hydrant outside your house, you could be entitled to more benefits and discounts. Ask your agent about the more obscure discounts . Lots of insurance companies offer discounts on bundles too – for example, keep your insurance policies all in one place (car, homeowners, etc.) and you get a 10-15% discount.
Don’t forget to shop your insurance carriers. They are not all alike but make sure you are getting the coverage you need.
If you’d like to speak to someone about installing an alarm to save on insurance, call Simon at (561) 488-7022
